ARW Home

Homeowners Insurance Vs. Home Warranty

Homeowners insurance, combined with flood insurance, and a home warranty can all provide peace of mind and protection against financial harm due to something unexpected happening to your home. They differ when it comes to the type of protection they offer. Homeowners and flood insurance typically apply when accidental damage occurs to your home and belongings due to theft, storms, fires, floods and natural disasters (depending on the type of policy)


Home service agreements, also known as home warranties, cover the cost of repairs or replacements for a number of your home systems and appliances. The warranty guarantees to the homeowner that if something that is covered by the home warranty plan stops working or breaks down then it will be repaired or replaced by the warranty company, subject to the terms and conditions of the contract. A home protection plan typically covers mechanical failures or breakdowns due to normal wear and tear of your home appliances or major systems (heat/air conditioning, plumbing, electric, kitchen appliances, etc.) depending upon the plan and options that you choose.

other service include: 

Home Warranty

Electronics Protection

Water & Sewer Lines

Home Security

ARW Solar

Appliance Discounts 

Discount Program

Through our affiliation with major manufacturers we are able to offer discounted prices on home appliances to our customers, so they can enjoy even more savings. Active ARW Home customers can receive an access code that will allow them to shop online from the comfort of their home at participating manufacturers’ websites for home appliances at discounted prices.



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Invite a friend to sign up with ARW and we’ll give you both up to $50 in future bill credits if they decide to stick around!



ARW customers can use their online account in our customer portal to send Refer-A-Friend emails or check the status of their referrals.

                    How It Works                     

It’s simple! Go ahead and log into your customer portal and select the Refer-A-Friend option to send your friend an email telling them about all the great home service plans ARW offers. If they sign up and stick with us you will get a credit for up to $50! Refer one friend or all your friends! For each one that signs up and sticks with ARW you will get a credit of up to $50 in future bill credits!