Cash Advance® has been a trusted resource for short-term loans since 1997.

WE’RE A BRAND YOU CAN TRUST

Cash Advance® is committed to providing an easy and smooth service to our users. Our mission has never been to push a customer into a loan they don’t want, but to help them find a short-term loan offer in their time of financial need. In addition to traditional loans, some lending partners in our network may offer lines of credit. See what the team at BadCredit.org wrote about us here.

OUR SERVICE IS FREE TO USE

Using Cash Advance® is completely free and you can use our service as often as needed. If you receive a loan offer, the only cost you are responsible for comes after you review and agree to your lender’s terms and disclosures. Fees associated with the loan will vary depending on your state, the lender, the amount of your short-term loan and other factors.

LARGE LENDER NETWORK

We work with a large network of lenders and also pass loan request information through other networks of lenders to try to connect you with a lender that offers a loan that can work for you. When you submit your loan request, we show your full information to this extended network of lenders so they can review it and choose whether to offer you a loan. If none of these lenders choose to offer you a loan, we may pass some limited information about you to our marketing partners so you can receive offers for credit repair, debt relief or similar services that relate to your loan request. Learn more in our Disclosure.

WE CARE ABOUT THE CUSTOMER EXPERIENCE

Cash Advance® is dedicated to providing customers with a safe and easy experience. We also strive to make the process personal with our in-house customer service team, educational tools and resources to help customers make good financial decisions. Always keep in mind that we are not a lender and have no control over the lenders in our network or in the other networks of lenders that we utilize. You should always carefully review any loan offer you receive after using out service and compare it to all options available to you. Although our service is free to you, we are compensated by the lenders in our networks and by the other networks of lenders that we utilize. We are also compensated by marketing partners in other ways. Learn more in our Disclosure.

HOW IT WORKS

In order to complete the online form on Cash Advance®, you need to:

·         Be at least 18 years of age.

·         Be a U.S. citizen.

·         Have a current job, with an after tax income of $1,000 per month.

·         Allow for your employment to be verified.

·         Have a valid checking account.

·         Have a valid home and work telephone number, as well as a valid email address.

Please note that meeting these requirements does not mean that you will be connected to a lender

Making the Loan Request

Consumers seeking a short-term loan can submit a loan request online. Remember, it is important to fill out the secure form completely, so that we can search our network to help you find potential lenders.

Credit Repair and Debt Relief

Many of the consumers who we are not able to find a loan offer may want to consider seeking credit repair or debt relief services. If we can’t find a loan offer for you, we may pass some limited information about you to our marketing partners so you can receive offers for credit repair, debt relief or similar services.

Direct Deposit

If you are approved by your lender for a short-term loan, the loan amount can often be transferred directly into your bank account as soon as the next business day.

Auto-Debit

Lenders want to be paid back on their loan, and you don’t want to miss payments. In order to avoid any unnecessary fees or finance charges due to late payments, lenders may automatically withdraw from a consumer’s checking account any loans and loan fees on the loan due date. Your loan cannot be conditioned upon repayment by electronic funds transfer or automatic withdrawal. Consult your lender for more details.

It’s Simple

You will complete several short forms by starting here. Make sure to complete all form sections. If you have any questions about the form, please feel free to review our questions page, or contact us.