Request from $1,000 to $35,000

Why PersonalLoans.com?

Every day, we help people search for a personal loan from our network of lenders and in other third-party lender networks we use. If no lender offers you a loan, you may be presented with an offer for debt relief, credit repair, credit monitoring or other similar services.

Security matters

We protect your information with advanced data encryption technology so you can request a loan with peace of mind and from the ease of your home.

Your time, your terms

Request a loan any time, day or night. Our partners can offer loans up to $35,000 with varying rates and terms. Review your loan offer with no obligation and decide what works for you.

Simple and straightforward

Our online form is simple, straightforward and fast — the way it should be. With a few easy steps we’ll show your information to our large network of lenders and other third-party networks of lenders we work with that can make loan offers right away.

If you receive a loan offer and you accept, the funds can be deposited electronically into your checking account in as fast as one business day.

How It Works

The Personal Loan Process

Our simple online loan request process is designed to help connect you with a lender from our network or from another third-party lender network that may be able to offer you a loan. In addition to personal loans, some of our lending partners may offer lines of credit or other types of loans. If a lender makes you a loan offer and you accept, you can receive your funds in as little as one business day. You will then have anywhere from 90 days to 72 months in which to repay your loan, depending on the terms of the loan agreement with your lender. The APR for loans in the personal loan network varies, with many providers offering rates between 5.99% and 35.99%. Please note that our lender network includes tribal lenders. Tribal lenders’ rates and fees may be higher than state-licensed lenders, and are subject to federal and tribal laws, not state laws.

The entire process takes just a few easy steps:

1.       

You fill out the simple loan request form here on our website, including how much money you would like to borrow, your credit type, and loan reason.

2.       

Shortly after reviewing your loan request information, lenders or lending partners will make a decision on whether to offer you a loan by inviting you to complete an application with them on their website based on the information provided. If approved, you'll be redirected to a loan agreement with terms and conditions, including the amount you will need to repay and the repayment time frame. Make sure you understand the key elements to your loan agreement, including the loan interest rate as well as the repayment terms prior to accepting an offer.

3.       

If you agree to the terms of the loan agreement the lender will send funds directly to your bank account. The exact amount of time it takes for your funds to reach your account will depend on the time of loan approval as well as the lender or lending partner you work with, but in all likelihood you will receive the money within one to five business days, depending on your preferences and eligibility.

Personal Loan Requirements

·         Age/ID/Residency Status 

·         Income

·         Bank Account.

·         Credit Type 

Start application today